Bank :

 1.Banks or any of their representatives never send customers email/SMS or call them over phone to ask for personal information, password or one time SMS (high security) password. Any such e-mail/SMS or phone call is an attempt to fraudulently withdraw money from the customer’s account through Internet Banking. Never respond to such email/SMS or phone call.

2. Never respond to emails/embedded links/calls asking you to update or verify User ID/Password/Debit Card Number/PIN/CVV, etc. Inform your bank about such email/SMS or phone call. Immediately change your passwords if you have accidentally revealed your credentials.

3. Do not provide any personal or confidential information on a page which might have come up as a pop-up window.

4. Always remember that information like password, PIN, TIN, etc., are strictly confidential and are not known even to employees/service personnel of the bank. You should therefore, never divulge such information even if asked for.

5. Never provide your identity proof to anyone without any genuine reason.

6. Never click on any links in any e-mail to access the bank’s site.

7. Access your bank website only by typing the URL in address bar of browser.

8. Do not provide your bank account details to emails offering a job or claiming that you have won a lottery. Avoid opening attachment of emails from unknown senders.

10. Having the following will improve your online banking security:

  • Newer version of Operating System with latest security patches
  • Latest version of browsers
  • Active Firewall protection
  • Up-to-date antivirus software

11. Avoid accessing Internet banking accounts from cyber cafes or shared PCs.

12. When on your bank website, look for the padlock symbol either in the address bar or the status bar (mostly in the address bar) but not within the web page display area. Verify the security certificate by clicking on the padlock.

 OLX Quikr ( never Do UPI Base Transaction if selling of material)

Do not mark your product as sold till payment is received from buyer.

  • Meeting face-to-face: Always insist on meeting with the buyer personally and exchanging your item for money. Use a safe location to meet.
  • Chat Conversation: For a safer transaction, try using the OLX chat option. Avoid other channels like WhatsApp/Skype/Messengers etc.
  • Avoid partial payments: Take the full payment decided mutually at the time of the delivering item to buyer.      
  • Payment Method: Watch out for fake currency & payment link scams. Banks will not honour fake currency/money order and will hold you responsible for it.
  • Buyer’s Personal Information: Verify the buyer’s details if there is a bulk order request such as photo ID and proof of address. 
  • Realistic product description: Ensure your item meets the features you list in your ad to avoid misunderstanding with the buyer. 
  • Personal information: Don’t share any private details or financial information except the one necessary. We advise that sensitive information such as (IMEI no.) or (PCBA no.), should not be disclosed to any user.
  • Suspicious Chats: Being careful on the platform ensures you have a good and genuine experience. Be cautious of users using guile messages to trap you.

    They will try to persuade you to contact them outside OLX chat by sharing their phone numbers. If you ever find user sharing his phone number in different patterns, beware!  

    They will mention the phone number in unusual combination such as alpha-numeric, containing unnecessary decimals, special characters and space between numbers.

    1.If the buyer is not bargaining or is ready to pay a very high amount for the product, then you have to stay alert. Genuine buyers normally bargain while buying the products.

    2. To avoid fraud while buying or selling on OLX and Quikr, you must meet the buyer or seller in person.

    3. Never share your OTP or any other personal banking details with anyone.  You must keep one thing in mind. You will never receive an OTP if you are receiving money from someone, the OTP will be sent when you are transferring money from your bank account.

    Not happy with a product or service? Just visit  complaint portal IamCheated.com and post your issue. We’ll get in touch with the concerned entity and help you with the resolution. With an aim to spread awareness on fraudulent activities, we publish articles and videos on a regular basis. You can also publish reviews about companies on IamCheated.com


    Electricity Bill Paid Fraud:


     Dear consumer, we acknowledge your concern, SMS send by MSEDCL always send from sender ID having 'MSEDCL' eg. VMMSEDCL,VKMSEDCL. Please do not respond to such fraudulent message.
    Many people are receiving messages through SMS or on WhatsApp about paying their dues for electricity supply, failing which the power will be cut by 9.30pm. In today's interconnected world, the disconnection of electric power supply is sure to create panic for a customer. 
     
    While these messages started appearing a few months ago in north-eastern states, they are now doing the rounds across the country. Interestingly, none mentions the name of the electric power supplier; they are sent from mobile numbers and not from the authentic SMS header used by the electricity company. Yet, SMS threatens to disconnect the power supply of the customer. 
     
    Here is the text of these messages: "Dear customer Your Electricity power will be disconnected. Tonight at 9.30 pm from electricity office. because your previous month bill was not update. Please immediately contact with. Our electricity officer 0000000000 Thank you."
     
    There are a few versions of this message floating around, but people are quick to assume it is an official message from the electricity distributor. On calling the number in the message, they are asked to download a computer sharing app like AnyDesk. Once the victim does this, the 'electricity officer' asks for a passcode to access your mobile. He then asks to make an online payment of dues. Since he has access to your computer screen and is recording what you do, he gets all the information you are keying in to access your account and uses it to siphon off money. 
     

     Note: Electricity Power Supply Company never calls for unpaid bills they directly cut the power of your house if not paid in a given time.

     

     Jobs Scams : 


     

    How to Identify Job Scams

    There are some telltale signs that indicate a job posting is probably a scam:

  • The ad uses words that are probably too good to be true: quick money, unlimited earning potential, free work-from-home jobs.
  • There is a sense of urgency, or the recruiter is pushing you to accept the job now. Any legitimate company won’t push you into accepting a job offer immediately.
  • The job post or email has obvious grammatical or spelling errors.
  • You’re offered the job without a recruiter verifying your work experience or asking for references.
  • The “company” has an email domain from gmail or other popular providers.
  • The job description is unusually vague.